Online Banking & Cash Management

Online Banking

SMB customers utilize Western National Bank’s Internet Banking service to access basic account information around the clock from the convenience of your office or home. You can view current transactions, determine available balances, print your bank statements, view detailed account information and items paid, and transfer money between accounts.

We employ state-of-the-art technology to keep your account information secure. All information is encrypted and access requires passwords. These are just a few of the security measures we have taken to ensure your confidentiality.

Cash Management

Our cash management services offer a variety of flexible products to give you better ways to manage your money. To learn more about how we can tailor a package to meet your needs. Please contact us at (602) 553-7474.

 

ACH Services

ACH (Automated Clearing House) Services enables you to electronically transfer or make payments to various payees.

Wire Transfers

Wire transfers allow the fastest and most precise timing of funds transfers anywhere in the United States

Direct Deposit

Direct Deposit service allows you to automatically deposit employee’s payroll directly into their checking or savings accounts. By doing this method of payment services, you are reducing the cost of maintaining a paper based payroll system.

Automated Debits and Credits

Internet Banking allows you to create recurring transactions such as your employee’s payroll. You can also create transactions to move money among your corporate accounts, make corporate payments, vendor payments, and tax payments.

Bill Pay

Through SMB’s cash management service you can pay your bills electronically. Pay anyone, anytime in one convenient place. Save money on stamps, envelopes, and late fees.

Positive Pay

Positive Pay can reduce/eliminate fraud by validating your checks presented to SMB for payment. We match the items against your check issued files prior to processing. Unmatched items are flagged as exceptions and referred back to you for a pay/no pay decision prior to posting to the account.

Automated Stop Payment Services

Through the use of Internet Banking, your stop payments can be entered directly into the bank’s computer system without having to call the bank. A document is provided which is required to be signed and returned to the bank by fax or mail.

Member FDIC | Equal Housing Lender
6500 N. Scottsdale Rd., Suite B1, Scottsdale, AZ 85253 | (602) 553-7474 | 866-798-7474